Asset-Backed Loans | Borrow Against Your Jewellery | Divorce Your Jewels
By appointment only, Mon to Fri, 8am to 4pm, Sandton, Johannesburg Accredited member, Jewellery Council of South Africa
Asset-backed loans

Get cash against your jewellery, without selling it.

We offer short-term loans of up to R500,000 secured against qualifying gold jewellery, Krugerrands and luxury watches. Keep your asset, get your cash.

How it works

Three simple steps to your cash loan.

Bring your asset

Bring your qualifying jewellery, watch or gold coins to our private office in Sandton for a free assessment.

We value it

We professionally assess the item and determine a loan amount based on its market value.

Accept the terms

We explain the loan terms clearly. If you accept, the asset is securely held as security.

Receive your funds

Once accepted, funds are made available immediately by bank transfer or cash.

What you can borrow against

Qualifying assets for a loan.

Gold Jewellery

Rings, chains, bracelets, bangles and other qualifying gold items in any condition.

Krugerrands & Gold Coins

Standard bullion Krugerrands and selected gold coin collections.

Luxury Watches

Rolex, Patek Philippe, Audemars Piguet and other recognised luxury timepieces.

Diamonds

Qualifying loose or set diamonds, assessed as part of the overall item.

Other Valuables

Contact us to discuss other high-value assets that may qualify.

No credit check

Your asset secures the loan. No credit bureaus, no lengthy application process.

Common questions

Asset-Backed Loans FAQ

Asset-Backed Loans
The loan amount is based on a professional assessment of the asset's value. We need to inspect, test and value the item before confirming any loan offer.
Yes. We offer short-term asset-backed lending against qualifying valuables.
Depending on the circumstances, qualifying jewellery, gold, luxury watches, gold coins and other valuable assets may be considered.
You bring your qualifying asset to our office for assessment. If the item and transaction qualify, we determine a loan amount and explain the terms. If you accept, the asset is securely held while the loan remains outstanding.
No. An asset-backed loan is different from selling your jewellery. The asset serves as security for the loan and is held according to the agreed loan terms.
Selected luxury watches may qualify, subject to authentication, valuation, condition, and the applicable loan criteria.
Selected gold coins may qualify for asset-backed lending, subject to assessment and the applicable loan terms.
The amount depends on the asset and its assessed value, including factors such as gold content, weight, gemstones, brand, condition, and market value.
Once the asset has been assessed and the loan has been approved and accepted, funds can be made available immediately according to the agreed transaction terms.
Enquire today

Find out how much you can borrow against your asset.

Terms and conditions apply. WhatsApp us or fill in the contact form.

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